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GAP Coverage

There's a gap in your vehicle insurance that could cost you thousands.

What causes the gap?

This is a relatively new phenomenon. It is actually caused by fierce competition. With more offers of low- or no-down payments when buying or leasing a vehicle, you have little or no initial equity in the vehicle. After the vehicle is purchased, the value decreases substantially. Unfortunately, the vehicle's value may be less than what you owe on your loan. Hence the "gap."

Surprise. Auto insurance doesn't pay it all.

You are liable for this "gap" in your coverage -- a gap that could cost you thousands of dollars. Most people worry about getting a scratch on their new car. Imagine how you'd feel if all of a sudden your pride and joy - your brand new car - was a total wreck, and you had to pay $10,000 out of your own pocket - over and above what your insurance pays. How would you feel? Think about it. Then think about this.

Who pays the difference? You do.

The question is not can you afford GAP insurance, but can you afford not to have GAP insurance?

What do you have to lose?

Should you decide to "gamble" with your vehicle, you may remove the "GAP" endorsement at any time. You will only be charged for the time the GAP endorsement is on your policy.

Limit of liability for GAP coverage shall not exceed $10,000.00.

Don't put it off. Ask for a GAP application now. It's a very small price to pay for this much peace of mind.





American National Insurance CompanyAmerican National Property and Casualty Company
American National Insurance Company, Galveston, Texas
American National Property And Casualty Company, Springfield, Missouri

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property And Casualty Company (ANPAC), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, IL.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

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