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Common Cause of Loss Deductible
ANPAC has an uncommon way for you to save money.

With an uncommon insurance company like ANPAC®, you can depend on our unique Common Cause of Loss Deductible that saves each of our customers hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence regardless of the number of items of property damaged or destroyed. In the following example, you pay only $500 with ANPAC®. With other companies you could end up paying substantially more!

For comparison, here are some typical deductibles from one damaging event:

ANPAC® Other Companies
Vehicle 1 $250 Vehicle 1 $250+
Vehicle 2 $250 Vehicle 2 $250+
Boat $100 Boat $100+
House $500 House $500+
Only One Deductible $500 Total All Deductibles $1100

In addition to our Common Cause of Loss Deductible feature, ANPAC® is also proud of our quick claim response and the time our adjusters take to explain to each customer the claims process. In fact, the majority of our customers rate our claims service as excellent!





American National Insurance CompanyAmerican National Property and Casualty Company
American National Insurance Company, Galveston, Texas
American National Property And Casualty Company, Springfield, Missouri

All products, coverages, and options are not available in all states, and eligibility requirements will apply. Products and services referenced in this Web site are provided through multiple companies. Each company has financial responsibility only for its own products and services, and is not responsible for the products and services provided by the other companies.

Life insurance and annuities are issued through American National Insurance Company, Galveston, TX.

Personal lines and commercial products and services are made available through American National Multiple Line Exclusive Agents and may be underwritten in American National Property And Casualty Company (ANPAC), Springfield, Missouri or one of its subsidiaries or affiliates: American National General Insurance Company; Pacific Property And Casualty Company (California residents); ANPAC Louisiana Insurance Company (Louisiana residents); American National Lloyds Insurance Company and American National County Mutual Insurance Company (Texas residents).

Disability Income products and services are issued by Illinois Mutual Life Insurance Company, Peoria, IL.

Tax issues that may be discussed are subject to change, and this is for your information only. Discussion of such issues does not constitute tax or legal advice. Please consult your tax advisor, attorney or CPA for guidance on all tax matters.

These brief descriptions of coverages available are for illustration purposes only, and are not intended as a statement of contract. For actual terms and conditions of coverage provided, refer to your insurance policy. For more information about coverage options and availability, talk to your American National agent. American National Family of Companies reserves the right to discontinue programs at any time.

This site may have links to other sites not maintained by American National Insurance Company, its subsidiaries or affiliates. Such links do not imply endorsement or approval of these sites or the content therein by American National, its subsidiaries or affiliates.